KYC queues never clear.
Every new account needs document checks, sanctions screening, and risk scoring. The backlog is the reason activation stalls.
Fintech & financial services
Onboard and monitor customers without a compliance backlog.
KYC review, vendor onboarding, transaction disputes, and sanctions checks are high-volume and high-stakes. Qrambo runs the routine cases and puts a compliance reviewer on every flag, with an audit trail examiners will accept.
Trusted by teams shipping AI to production
Why it stalls
The work that eats fintech ops teams alive.
Autonomy and compliance don't mix.
You can't let a model approve a borderline account on its own. Regulators want a human decision on record for anything material.
Examiners want the receipts.
When an auditor asks why an account was approved, “the system did it” is not an answer. Every decision needs a defensible trail.
How it works
How Qrambo runs fintech operations.
AI runs the flow, your people own the last call, and the system learns from every correction. Live in production in about three weeks, not six months.
Work the KYC and KYB queue case by case.
Qrambo's agent reads each application's documents, runs sanctions and PEP screening, scores risk, and drafts a decision on every case. The routine ones clear on their own. Borderline accounts, PEP hits, and anything material are staged for a compliance reviewer rather than approved by a model alone.
A compliance reviewer signs every flag.
Flagged accounts and sanctions matches reach a reviewer with the screening results and supporting documents already assembled, and are routed in about 3.8 seconds median. The reviewer approves or rejects in one click, and every decision is recorded with who made it. That is the human-on-record that regulators expect for material calls.
The agent learns your risk policy.
Each reviewer decision teaches the agent your risk appetite and document standards, so the share of cases it clears unattended rises from a 78% baseline by roughly 1.4 points a week. Cenoa used this to cut KYB review from an hour to 3 minutes and full onboarding from 2 weeks to 2 days.
Where Qrambo starts
The workflows we ship first for fintech.
Each one runs the routine cases end-to-end and routes the judgment calls to your team, with a clean audit trail behind every decision.
64%
KYC and onboarding cases cleared without manual review
post-week-4 average
3.8s
Median time to route a sanctions or risk flag to compliance
p99 · 7.5s
100%
Decisions logged with a reviewer-attributable audit trail
by design
30days
From kickoff to first workflow live in production
median
Go deeper
See it work in fintech.
A real deployment, plus the benchmarks and playbooks behind it, with the numbers, the flows, and widgets you can play with.
Case Study
How Cenoa cut business onboarding from 2 weeks to 2 days
A digital bank for businesses turned a 2-week KYB backlog into a 2-day, day-one-revenue flow — with a compliance reviewer on every approval. The numbers, the flow, and what carried over.
Benchmark
The cost of slow onboarding: 70% of firms lose a client over it
70% of financial institutions have lost a client because business onboarding was too slow (Fenergo, 2024). We break down where the days go and what each one costs.
Industry
KYC/KYB onboarding without a compliance backlog
Document checks, sanctions screening, and risk scoring are the reason activation stalls. Here's how to clear the routine cases and put a reviewer on every flag.
FAQ
Fintech AI agents, answered.
How does Qrambo automate KYC and KYB review without letting a bad actor through?
The agent checks documents, runs sanctions and PEP screening, and risk-scores every application, clearing only the clean ones end-to-end. Any flag, PEP hit, or borderline score is routed to a compliance reviewer for a human decision. After the first four weeks, teams typically clear about 64% of KYC and onboarding cases without manual review.
How does it handle sanctions and PEP screening?
Screening runs on every case as part of the review, and any match or near-match is escalated to a compliance reviewer in about 3.8 seconds median rather than cleared automatically. The reviewer sees the hit, the customer record, and the recommended action together, and their decision is logged for the audit file.
Will the audit trail hold up when an examiner asks why an account was approved?
Yes. Every decision Qrambo touches is logged with the evidence reviewed, the reviewer who approved it, and the timestamp: 100% reviewer-attributable by design. When an examiner asks who approved an account and on what basis, the record answers, rather than "the system did it."
What results have fintechs actually seen with Qrambo?
Cenoa cut customer onboarding from 2 weeks to 2 days and KYB review from an hour to 3 minutes, letting new customers transact on day one instead of waiting out a backlog. The faster activation added roughly $200K a year in revenue that had been lost to onboarding delay.
How much does slow onboarding actually cost us?
Industry research from Fenergo found that about 70% of financial institutions have lost a client to slow or clunky onboarding. Every day a KYC or KYB case sits in a queue is a day a funded customer isn't transacting, which is why clearing the backlog, not just documenting it, is where the revenue is.
How does Qrambo fit our existing compliance stack, and how is it priced?
The agent reads and writes across your current onboarding, screening, and case-management systems rather than replacing them, and a first workflow is typically live in production 30 days from kickoff. Pricing scales with the cases the agents handle, not with seat count, so clearing a backlog doesn't mean hiring against it.
Turn the onboarding backlog into day-one revenue.
Give Qrambo your KYC or KYB queue and let it clear the routine cases while a reviewer signs every flag with an examiner-ready trail. Start with one workflow and measure how fast the backlog moves.